“Plans are nothing; planning is everything.”
– Dwight D. Eisenhower
The single most significant factor that causes your company’s insurance rates to go up or down is the number of claims your group had over the previous coverage timetable. The is a typical catch-22. If your employees use their healthcare, they remain healthy and productive, but your rates go up. If your employees do not use their healthcare, they get sick and are unproductive, but this might keep rates flat. Either way, the company loses.
However, there is a product that will allow employees to receive care on over 200 medical codes including treatment for the cold, flu, X-rays, and blood work, all without ever filing an insurance claim. Redicare VIP through BenefitCorp allows for employee coverage of primary, chronic, and general office visits without the use of major medical insurance. Instead, for $59 a month with no deductibles or copays, employees get the medical treatment they need and employers get the lower claims they want. Contact BenefitCorp for more information.