Remembering the Cole Memo

“The federal government has traditionally relied on states and local law enforcement agencies to address marijuana activity through enforcement of their own narcotics laws.” - James M. Cole Earlier this year, Attorney General Jeff Sessions rescinded guidance from the...

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Internalize the DOL Audit

“Life is the continuous adjustment of internal relations to external relations.” - Herbert Spencer The Department of Labor (DOL) has the authority to investigate any American company to ensure Employee Retirement Income Security Act (ERISA) compliance of employee...

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Unequal Pay — Legally, Work History is History

"In our view, the court does not comprehend, or is indifferent to, the insidious way in which women can be victims of pay discrimination." —Ruth Bader Ginsburg The U.S. Court of Appeals for the 9th Circuit ruled on April 9, 2018 that employers may not use salary...

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Accidents Happen

“Gravity is a contributing factor in nearly 73 percent of all accidents involving falling objects.” - Dave Berry Accident insurance can help protect you financially in case of an accidental injury. Regular medical insurance won’t cover all the expenses that result...

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Between You and Me – HIPAA Privacy Rule

 “Three can keep a secret if two of them are dead.” - Benjamin Franklin The HIPAA Privacy Rule establishes national standards to protect individuals’ medical records and other personal health information. The Privacy Rule applies to covered entities—health plans,...

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Going Vertical: Cigna to Buy Express Scripts

“How do you make money? Spinoffs, split-ups, liquidations, mergers and acquisitions.” — Mario Gabelli Health insurer Cigna Corp. announced that it would purchase Express Scripts Holding Co., a pharmacy benefits manager (PBM) for $67 billion in cash and stock,...

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Aligning Healthcare Incentives

“At the end of the day, it comes down to the issue of incentives: We do what we're incentivized to do.” – Gavin Newsom The key to good outcomes in healthcare is to make sure patients get the medical care they need from doctors who have the resources they need. With...

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