“The System is the Solution”
All markets, including healthcare markets, look for efficiencies in order to keep costs down and improve service to attract more customers. Once the Affordable Care Act was passed into law traditional health insurance no longer looked for efficiencies in the same way as the government mandated not only services but would cover the cost if consumers were unable to afford the service. However, businesses of all sizes were left with the problem of either paying the high cost of employee health insurance under the ACA or paying the fine under the ACA.
But there is a third option.
Direct or subscription-based healthcare with a catastrophic insurance policy is a great market-driven option for many individuals and businesses. For plans as low as $59 a month individuals can see a doctor or get urgent care services for no co-pays. This allows employees and business owners to drop their insurance premiums in half and still get the primary care they need. This market-based system might change the way you and your company look at healthcare.